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Before Health Care Reform, there were no special federal tax incentives for small employers to offer health insurance coverage to their employees, other than an ordinary business deduction, and small business owners struggled with the expense of group coverage.  To encourage small employers to provide health insurance coverage for their employees, health care reform provides a small business tax credit for tax years beginning 2010, through 2015.

There is so much information circling around the internet and media outlets about Obamacare, health care reform and the new law. I feel very overwhelmed by it, and I only care how it affects me.  What do I absolutely need to know?