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Duty to Provide Life Insurance Conversion Information

May 7, 2017 8:18:53 PM / by Deborah Hyde posted in hr compliance, life insurance, Front Page Post, Uncategorized, benefits CONSULTING, conversion, Deborah Hyde, liability



Conversion is an important feature in employer-sponsored life insurance plans that can allow an employee to maintain coverage after experiencing a loss of eligibility by converting group coverage to an individual policy. Critically, though, the responsibility to adequately inform the employee about the conversion option falls upon the employer rather than the insurer. This duty is underscored in a recent decision by a U.S. District Court, Erwood v. Life Insurance Company of North America (Erwood).

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Domestic Partner Coverage in California

Mar 12, 2017 10:16:22 PM / by Deborah Hyde posted in hr compliance, Front Page Post, Uncategorized, benefits CONSULTING, California, Deborah Hyde, domestic partners


domestic-partner-california.jpgDomestic partner coverage under a group health plan can be a complex issue for employers, particularly in light of the U.S. Supreme Court's 2015 ruling that legalized same-sex marriage nationwide (Obergefell v. Hodges). California law continues to require domestic partner coverage of some employer-sponsored plans, while others are faced with the decision. But important considerations exist for all employers with respect to domestic partner coverage.

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Health Insurance Exchange Notice FAQ

Jul 24, 2013 8:17:43 AM / by Kelley Jensen posted in exchange notice, Kelley Jensen, new government exchanges, notice, Uncategorized, buy health insurance, health insurance, new health care law, one for employers who offer a health plan



I have a friend that got a notice from her work about the new health care law, but I have not gotten one from my employer.  Should I ask about it?  What does the notice say, and will it help me get health insurance?  Right now I do not have any health insurance, it is not offered at work, but I know that I am supposed to get some in 2014.  Will my boss start providing it, is that what this notice is about?

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If Your Child Needs Help, Skip The Child Psychologists

Jun 4, 2012 9:10:50 AM / by Kelley Jensen posted in Kelley Jensen, psychologist, speech tehrapy, Uncategorized, auditory processing issues, child psychologists, educational therapy, social language issues, speech therapist



It always starts the same for parents. One day your child does or says something that makes the hairs on the back of your neck stand up and a nagging feeling inside you says,“something is wrong with my child”.

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