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Duty to Provide Life Insurance Conversion Information

May 7, 2017 8:18:53 PM / by Deborah Hyde posted in benefits CONSULTING, conversion, Deborah Hyde, hr compliance, liability, life insurance, Front Page Post, Uncategorized

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Conversion is an important feature in employer-sponsored life insurance plans that can allow an employee to maintain coverage after experiencing a loss of eligibility by converting group coverage to an individual policy. Critically, though, the responsibility to adequately inform the employee about the conversion option falls upon the employer rather than the insurer. This duty is underscored in a recent decision by a U.S. District Court, Erwood v. Life Insurance Company of North America (Erwood).

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Domestic Partner Coverage in California

Mar 12, 2017 10:16:22 PM / by Deborah Hyde posted in benefits CONSULTING, California, Deborah Hyde, domestic partners, hr compliance, Front Page Post, Uncategorized

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domestic-partner-california.jpgDomestic partner coverage under a group health plan can be a complex issue for employers, particularly in light of the U.S. Supreme Court's 2015 ruling that legalized same-sex marriage nationwide (Obergefell v. Hodges). California law continues to require domestic partner coverage of some employer-sponsored plans, while others are faced with the decision. But important considerations exist for all employers with respect to domestic partner coverage.

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Health Insurance Exchange Notice FAQ

Jul 24, 2013 8:17:43 AM / by Kelley Jensen posted in buy health insurance, exchange notice, health insurance, Kelley Jensen, new government exchanges, new health care law, notice, one for employers who offer a health plan, Uncategorized

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I have a friend that got a notice from her work about the new health care law, but I have not gotten one from my employer.  Should I ask about it?  What does the notice say, and will it help me get health insurance?  Right now I do not have any health insurance, it is not offered at work, but I know that I am supposed to get some in 2014.  Will my boss start providing it, is that what this notice is about?

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If Your Child Needs Help, Skip The Child Psychologists

Jun 4, 2012 9:10:50 AM / by Kelley Jensen posted in auditory processing issues, child psychologists, educational therapy, Kelley Jensen, psychologist, social language issues, speech tehrapy, speech therapist, Uncategorized

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It always starts the same for parents. One day your child does or says something that makes the hairs on the back of your neck stand up and a nagging feeling inside you says,“something is wrong with my child”.

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