our BLOG

New Year, New Laws: 2018 Changes in Store for California Employers

Dec 13, 2017 9:00:00 AM / by Deborah Hyde posted in ACA, ACA Compliance, hr compliance

2 Comments

A new year brings new employment laws and regulations for employers, and 2018 is no exception for California. A variety of measures were passed on both the State and local levels that will take effect on January 1.

Read More

Upcoming Change to ACA Age Band Rating

Nov 27, 2017 11:14:00 AM / by Deborah Hyde posted in ACA, benefits CONSULTING, hr compliance, Affordable Care Act

0 Comments

In an effort to make health coverage more affordable and accessible, the Affordable Care Act (ACA) implemented parameters to the premium rating methodologies used by insurers in the individual and small group markets. Insurers in these markets can vary premium based on age so long as the insurers adhere to the proper age band rating procedure. This procedure has remained unchanged since 2014, but pursuant to a rule issued by the Department of Health and Human Services (HHS), the rating methodology will change come 2018.

Read More

Open Enrollment for Individual Plans: Tips, Truths, and Considerations

Nov 8, 2017 10:27:00 AM / by Kelley Jensen posted in ACA, open enrollment, individual market

0 Comments

Open Enrollment for individual health plans is underway, but the political climate has created much confusion and angst for consumers.  Below is a list of tips, considerations, and truths for this open enrollment period, which runs from November 1, 2017 through December 15, 2017, and through January 31, 2018 in California.  You can also download our guide to buying insurance.

Read More

Coming Soon: ACA Employer Penalty Assessments

Nov 6, 2017 3:02:00 PM / by Deborah Hyde posted in ACA, Affordable Care Act, ACA Compliance, penalty

0 Comments

 

On November 2, the Internal Revenue Service (IRS) issued revised FAQs on the employer shared responsibility provisions under the Affordable Care Act (ACA). Question sets 55-58 now detail the procedure the IRS will use to begin issuing proposed penalty assessments to employers that failed to comply with these provisions in 2015. Though the IRS was previously silent on the details of penalty assessments, this new information serves as a reminder to employers that compliance enforcement is a priority for the IRS.

Read More

An Update on Executive Action on the ACA

Oct 23, 2017 4:22:00 PM / by Deborah Hyde posted in ACA, Affordable Care Act, ACA Compliance, Deborah Hyde

0 Comments

The Patient Protection and Affordable Care Act (ACA) remains intact after several failed attempts by Congressional Republicans to repeal and replace the law. However, executive action taken throughout the month of October will result in substantive changes to various components of the ACA.

Read More

Two New Labor Laws for California Employers

Oct 13, 2017 3:03:00 PM / by Deborah Hyde posted in ACA, Affordable Care Act, benefits CONSULTING

0 Comments

In California yesterday, Governor Brown signed into law two bills, SB 63 and AB 168, that will significantly impact California employers come January 1, 2018:

Read More

Opt-out Arrangements: Critical Considerations for Employers

Sep 24, 2017 8:43:33 PM / by Deborah Hyde posted in ACA, affordability, Affordable Care Act, Deborah Hyde, hr compliance, Front Page Post, opt-out payments, overtime pay, regular rate of pay

0 Comments

opt-out-considerations.jpg

 

 

An opt-out arrangement offered as part of a group health plan can provide significant advantages to employers. Through such an arrangement, employees who have alternative sources of coverage are incentivized to forego participation in the employer plan. In exchange for the waiver, the employee receives a (taxable) payment. However, recent developments - both regulatory and judicial - may undermine the effectiveness of opt-out arrangements in certain circumstances.

Read More

PCORI Fee due by July 31, 2017

May 21, 2017 8:00:37 PM / by Deborah Hyde posted in ACA, Affordable Care Act, Deborah Hyde, fee, hr compliance, Front Page Post, PCORI

0 Comments

pcori-fees-due.png

The PCORI Fee Applies to Health Insurance Issuers and Self-funded Health Plans

Under the Affordable Care Act, health insurance issuers and self-funded health plans are required to pay an annual Patient-Centered Outcomes Research Institute Fee (PCORI), set to expire in 2019. Because health insurance issuers are subject to this fee, the sponsor of a fully-insured health plan does not need to take any action. However, sponsors of self-funded health plans (including level-funded arrangements) are obligated to comply. Payment of the PCORI fee must be submitted to the IRS by July 31 of the year following the last day of the plan year. This year, payment is due no later than Monday, July 31, 2017

Read More

Extended Deadline for 2016 ACA Reporting

Nov 20, 2016 2:53:28 PM / by Deborah Hyde posted in ACA, ACA Reporting, Affordable Care Act, Deborah Hyde, hr compliance, IRS, Front Page Post

0 Comments

ACA-Extension-2016.jpg
On November 18, the IRS issued a release that provides employers with an unexpected extension of time to comply with 2016 ACA reporting requirements. Although this deadline extension is not nearly as generous as the extension provided for 2015 reporting, it will undoubtedly be a welcome relief to employers.
Read More

Subscribe to Email Updates

Lists by Topic

see all

Posts by Topic

see all

Recent Posts